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Centenary Financial Pty Ltd, Michael Williams and Roberto Larrondo
are Authorised Representatives of AVALONFS Pty Ltd (AFSL 437518)
Our experience is your peace of mind.
Meet the Team Start


MICHAEL WILLIAMS
SENIOR FINANCIAL ADVISER - DFP/CFP/Fellow of ASFA/Member FPA
Michael has 40 years of banking, personal financial planning and investment experience developing strategic plans for all client circumstances. Michael spent 29 years at CBA in a wide range of roles prior to taking the reins at Centenary Financial. One of the strengths of the business is Michael’s extensive experience working with corporate clients in providing superannuation, insurance and employee benefits. Michael Williams is an authorised representative of AvalonFS Pty Ltd.
Michael staff1

JOANNE CHARALAMBOUS
SENIOR PARAPLANNER - Diploma of Financial Planning
Joanne has 10 years of experience developing, writing and implementing strategic plans for all client circumstances. Prior to her position at Centenary Financial, Joanne spent 20 years in the reinsurance industry in both the UK and Australia.

MICHAEL THOMAS
RELATIONSHIP MANAGER CORPORATE SUPERANNUATION
Michael joined the team back in 2016 having spent many years relationship managing client needs in the commercial world. Michael brings this skill set to the business to strengthen the ties we have with our corporate superannuation clients and their valued employees. He is responsible for the communications that educate the employees and arranges appointments for them to commence the financial planning journey.

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